Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana

Purpose:

Pradhan Mantri Awas Yojana aims to provide homeless beneficiaries living in rural areas of the state and families living in raw and dilapidated houses with basic facilities. Pradhan Mantri Awas Yojana (Rural) has been implemented from 30-11-2018. The main objective of the Pradhan Mantri Awas Yojana is to provide "dream home" to the rural families and raise their standard of living. Understanding and details of plans In the social and economic census conducted in the year 2011, the families who were registered as homeless or living in slums, under this scheme, Rs. 150,000 assistance is provided.

Apart from this, the beneficiary has to spend Rs. 15,610 / - under MGNREGA for construction of his own house and Rs. 15,000 / - for toilets. 150,000 assistance is provided.

Under Pradhan Mantri Awas Yojana (Rural), a total of Rs.1,50,000 is provided in three installments through fund transfer to the beneficiary's account, out of which the first installment is Rs. The third installment of Rs. 30,000 is paid when the accommodation reaches the window seal level and after the completion of the accommodation.

 Beneficiary is given a plot of 100 sq.m. free of cost by the state government for construction of house.

 In order to make the houses constructed under Pradhan Mantri Awas Yojana (Rural) qualitative, in order to make skilled artisans available in the rural areas, besides conducting Kadiya training, a training program is also conducted to verify the knowledge of the existing Kadiyas and certify them for their profession.

Main features

 The target is to provide housing to all by the year 207

 Beneficiary Selection S.E.C.  According to 2011 data

 The size of the accommodation is 20 sq.m.  Increased from 3 sq.m.

 The amount of assistance has been increased from Rs. 50,000 to Rs. 1,50,000 and Rs. 12,50 under MGNREGA scheme, Rs. 15,000 for construction of toilets under Swachh Bharat Mission and Rs.  2,16,50.

 Primary facilities like water, electricity, roads etc. from coordination with other schemes.

 Beneficiaries and artisans involved in housing construction such as Kadiya, Sakhi Mandals use the latest technology for training monitoring.  (Housing App)

 Launched "Housing for All Scheme" under Pradhan Mantri Awas Yojana. The name of the scheme is Pradhan Mantri Awas Yojana, but

 It is tagged as Housing for All to provide homelessness to all homeless people in India.  How much of this plan

 The vastness can be estimated from the fact that 5% of the urban population is affected by the scheme, while 3% of the rural population.

 People find it effective.

 Under this scheme, a target has been set to build two crore houses in just seven years.  Divide the plan into three phases Has been dropped.  According to the year of the plan, short-term plans have to be made to meet the long-term goals.

 Are divided into three parts.

 In the first part, from the beginning of the scheme, i.e. from June 9, 2016 to March 2018, 100 cities and towns of the country will be covered.

 Will be covered.  In those cities, people who do not even have a roof over their heads will find a home with immediate effect.

 Under this scheme, homeless people living in slums will not only get a house, but also poor families living in cities.

 That even if they do not live in slums, they will be able to get barely two meals a day in the first phase.

 Will be covered.

 The second phase will be from April 2018 to March 2018.  It will cover 200 cities.  By the time this phase arrives

 The target is to have millions of people find a home.  In addition to the slums at this stage the amount under the housing scheme to the poor

 Approved will be encouraged to build a house.

 If the economically backward families want to build a house on their own, under this scheme they can afford to pay Rs 1 lakh to Rs 2.50 lakh.

 Up to ‚Piya will be given as subsidy.

 The third and final phase will be from April 2018 to March 207.  This section covers all the remaining designated cities Will be taken.  100 in the first phase, then 500, and in the third phase, new cities, depending on the need.

 Cities will be selected and subsidized or homeless people will be provided.  Complete the plan in three stages Is not done.  There are still some arrangements in which the concept of poor to middle class, women to the elderly Has been held.

 In addition to the three phases in the Pradhan Mantri Awas Yojana, some relief for millions of people who want to buy a house Has been given.  Despite spending a lifetime, buying a home is still a dream in the destiny of many people.

 A man with a low income cannot dare to pay a large bank installment that has been going on for years.  For the benefit of such people The scheme has added a subsidy facility to home installments.

 At present, the interest rate on housing loans in India is 10.50%.  The Ministry of Distance accepted the committee's recommendation

 The interest rate on home loans has been hiked to 7.50%.  Namely, the process of this plan to buy a house in the name of the woman of the family

 If a loan of Rs 5 lakh is taken for 15 years after completion, in general, after all the calculations, the bank pays Rs 2.5 lakh monthly.

 Determines the installment.  Instead, under this scheme, by covering 2.5 per cent subsidy, the benefit of two thousand rupees in monthly installments.

 Is done.  The loan installment of Rs 5 lakh has come down to Rs 3,050 crore.  In total, in a loan of Rs

 Benefit.  Home loan payers usually have to pay double the amount, here half the amount is recovered.

 Done!

 Loans with subsidy are sanctioned in the name of women in any newly constructed housing scheme.  Because of this women

 The intention is to become self-reliant.  Arrangements have been made for the elders to benefit in the same way.  Senior Citizen no If he buys a house in the scheme, he gets priority on the ground floor.

 The government has decided to provide benefits under this scheme in the category of lower income group in all housing schemes, under which any In the housing scheme, immediate relief is given by reducing the price up to Rs 5 lakh in the original amount of the home buyer.

 In Pradhan Mantri Awas Yojana, planning by the government at the level from builders to banks is not due to lax government policy, but corporate It is organized in such a way that the harassment that is inherent in the government scheme can be easily avoided!

 From the way the Prime Minister's ambitious plan is moving forward, it is safe to say that "Modi's

 Ghar Ghar Yojana Ghar Ghar will be as successful as Modi!

 Launched "Housing for All Scheme" under Pradhan Mantri Awas Yojana. The scheme is called Pradhan Mantri Awas Yojana, but it is tagged as Housing for All to provide housing facility to all the homeless people of India.  While the scheme may affect 4% of the urban population, it will affect 5% of the rural population. The target is to build 20 million houses in just seven years. The scheme is divided into three phases, short to meet long-term targets.  Due to the need to plan for the period, the plan has been divided into three parts according to the year. The first part will cover 100 cities of the country, big and small, from the beginning of the scheme, i.e. from 9th June, 2018 to March, 2018.  People who do not have slums will get houses with immediate effect. Under this scheme, homeless people living in slums will get houses, but apart from that, poor families living in cities i.e. even if they do not live in slums, they are barely able to get food  They will also be covered in the first phase. The second phase will be from April-2017 to March-2018.  It will cover 200 cities.  The target is to reach 1.5 crore people by this stage.  In this phase, apart from slums, the poor will be encouraged to build houses by sanctioning funds under the housing scheme.  The third and final phase will be from April 2018 to March 207.  This section will cover all the remaining designated cities.  In the first phase 100, then 200 and in the third phase new cities or cities will be selected keeping in view the need and the homeless will be given subsidy or house construction.  The plan is not being completed in these three phases.  There are still some arrangements that take care of the poor to the middle class, women to the elderly.  In addition to the three phases of the Pradhan Mantri Awas Yojana, some relief has been given to millions of people who want to buy a house.  Despite spending a lifetime, buying a home is still a dream in the destiny of many people.  A man with a low income cannot dare to pay a large bank installment that has been going on for years.  For the benefit of such people, a subsidy facility has been added to the scheme for home installments. At present, the interest rate on housing loans in India is 10.50%.  Accepting the recommendation of the inter-ministerial committee, the interest rate on home loans has been hiked to 7.50 per cent.  For example, if a loan of Rs 5 lakh is taken for 15 years after completing the scheme process to buy a house in the name of a woman in the family, usually, after all the calculations, the bank fixes a monthly installment of Rs 2.5 lakh.  Instead, the scheme covers a subsidy of 7.5 per cent and benefits up to Rs 2,000 in monthly installments.  The loan installment of Rs 2 lakh has come down to Rs 3,050 crore.  In total, a loan of Rs 5 lakh gives a benefit of Rs 5 lakh 50 thousand in 15 years.  Usually a home loan payer has to pay double the amount, here only half of the amount is recovered! In any newly constructed housing scheme, a loan with subsidy is sanctioned in the name of a woman.  Because it is meant to make women self-reliant.  Arrangements have been made for the elders to benefit in the same way.  If a senior citizen buys a house under any scheme, he gets priority on the ground floor.  Immediate relief is granted.  In the Pradhan Mantri Awas Yojana, the government has planned from the builders to the banks, not because of the lax policy of the government, but because of the corporate companies.  It can be said for sure that "Modi's Ghar Ghar Yojana Ghar Ghar will be as successful as Modi!